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All
Florida Insurance offers a host of services that
cover all of your insurance needs. Call us directly
of get-a-quote online now.
Auto insurance can be a major expense for many
people. However, it is possible to reduce your
premium without sacrificing quality. Here are 10+
tips to help you save money…
Insurance Tips:
Increase
your deductible.
For many people, raising the deductible on their
auto insurance is a good way to cut the cost of the
policy. Sometimes you can reduce your annual premium
by 10 percent or more if you increase your
deductible from, say, $250 to $500. If you do this,
however, make sure you have the financial resources
to handle the larger deductible when the time comes.
Drive more safely.
You may be eligible for a price break on your policy
if you maintain a clean driving record for a
specified period (usually three years). A clean
driving record generally means no accidents, moving
violations, drunk driving convictions, etc., during
that period. The best way to qualify for the
applicable discount is to drive carefully and
defensively at all times.
Buy a low-profile
car.
Cars are rated on a risk scale for auto insurance
purposes. In general, sports cars and other
high-performance, flashy vehicles are classified as
higher risks because they are common targets for
thieves and vandals, and because statistically, the
people who own them tend to drive more recklessly.
If you own such a vehicle, you will likely pay a
higher premium than if you owned a station wagon,
sedan, or other low-risk vehicle.
Have safety/anti-theft devices installed.
You may receive discounts on your insurance if your
car is equipped with one or more of the following
options: anti-lock brakes, automatic seat belts, and
airbags. Similarly, anti-theft devices such as car
alarms and tracking systems (e.g., Lojack) may also
get you a discount because they reduce the chances
of your car being stolen or vandalized.
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